Harvest Rock Advisors, LLC

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Address:

230 North George St.
York, PA 17401

Phone:

888-650-6005

Blog

Working With Benefits - 02/15/2019

I had a once-in-a-lifetime experience this month– I got to visit the College Football Hall of Fame in Atlanta - right after spending an extraordinary weekend at the Super Bowl! Talk about having good friends in high places.  A college buddy works for NFL Films and he generously invited me to attend Super Bowl LIII in Boston, I mean Atlanta, at no cost.  It just seemed like I was in Boston mingling with the half million New England Patriot fans lingering in every direction.&n
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Health Insurance Enrollment Season - 11/21/2018

What a wild November and it's only mid-month.  Devastating, ghoulish wildfires in California, a White House press conference that looked like a pro wrestling event and a near blizzard snowstorm that struck south central Pennsylvania this week, causing scores of car accidents and nightmare commutes, all while the autumn leaves remain on the trees!You know times are weird when the recent mid-term elections turned out relatively normal, including another run-of-the-mill Florida voting ball
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"O" Zones - 02/01/2019

It’s not remotely close to April Fool’s Day, so I wasn’t too skeptical when I read a recent article about the one-hundredth anniversary of Boston’s great molasses flood of 1919. Sure enough, at mid-day on January 15th, 1919, a fast-moving tsunami wave of two million plus gallons of sticky molasses flooded the famous North End neighborhood in Boston. The syrup flood destroyed many buildings, killed twenty-one people and several horses and injured another 150.  The s
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Tremors - 01/18/2019

Wealth Chatter Blog:  How about the earthquake recorded off the coast of Ocean City this week? A 4.7 magnitude earthquake struck the Atlantic Ocean on Tuesday, 136 miles off shore. Several folks from Ocean City to Virginia Beach reported a slight tremor and there was no tsunami – good. For me, it was the best timing: a baby quake reported at the precise moment that I was writing our 2019 investment outlook blog featuring earthquake tremors as an investment metaphor! Four years ago,
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Earthrise - 01/04/2019

Wealth Chatter Blog: Earthrise I hope everyone had a satisfying holiday season. A client said it well: “I had a great holiday and now I’m exhausted” – that’s my sentiment these first few days of 2019. On Christmas Eve, I was in the office tying up loose ends before the holiday. I found myself staring at the PC screen as the US stock market had another really rough trading day, sliding down despite low trading volumes, closing early and bereft of any financial news
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Circle of Dominoes - 12/21/2018

Wealth Chatter Blog:  If you bumped into me this week, you may have noticed a bounce in my step, a looser look. That's because my pride and joy, Abby, graduated from Pitt on Sunday and an important financial obligation (to us) is now off our shoulders. It seems like just yesterday I was at Sears trying to coax a nine-month old baby to look at the camera for a portrait. Then, in a blink, you find your eyes getting a little runny as you watch that baby girl walk across the stage ea
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Return on Asparagus - 08/03/2018

For many years I have driven past the historical placard on Roosevelt Avenue in York marking the birthplace of General Jacob Devers.  The placard indicates that Devers was a big muckety-muck general in World War II and I'm thinking, right, a small city over promoting one of its own. Wrong.I finally took time last month to fully read up on General Devers and, to channel Joe Biden, he's a true historical BFD.  As in Jacob Devers, a four-star Army general, did more than any single
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Business Lessons From A Five-Year Old - 08/17/2018

There's a great scene in the movie Jerry Maguire when Jerry (Tom Cruise) receives the unwelcome news that he is being axed from his sports agency firm.  On his way out of the office for the last time, he creates an awkward scene in front of the employees, imploring them to quit on the spot and walk out with him in solidarity and come work for his new agency. He only got one taker – a secretary – along with a fish he removed from the company aquarium.  Then the three set
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Tax Credit Education - 08/31/2018

Happy Labor Day!  No other holiday stirs up such mixed emotions:  the end of summer, the official end of hot dog season (per the National Hot Dog Association) and house projects (ew), but it also marks the return of college football, a timely long weekend and cookouts.  Call me stubborn, but I will continue to wear white and eat hot dogs after Labor Day if I so choose. Like most of our traditions, the history of Labor Day is rather interesting.  The national holiday was creat
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A Day That Changed Everything - 09/14/2018

This weekend marks the tenth anniversary of one of the most significant days in our lifetimes:  the collapse of Lehman Brothers investment banking firm on September 15, 2008.It is not as infamous as 9-11, but the sudden collapse of Lehman Brothers nearly brought down the entire global financial system and created the country's worst economic events since the stock market crash of 1929.Like our grandparents who never forgot the scars of the Great Depression, the "Great Recession&quo
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Where's The Stock ? - 09/28/2018

I'm betraying my age but remember the classic 1980s Wendy's hamburger commercial, featuring three old ladies standing at a burger counter? While two of the ladies were admiring the outsized hamburger bun, the third lady, a short grumpy octogenarian, focused on the tiny patty and groused, "Where's the Beef?  It is considered one of the top ad slogans in television history.                              
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Spendthrift Retirement ? - 10/12/2018

The list of technological innovations that changed the course of human history is rather short.  The advent of the compass, printing press, antibiotics, electricity and the microchip are a few examples of true civilization game-changers.  Right at the top of this list was the invention of the combustible steam engine, which galvanized railway transportation and changed the world.Railroads were the epitome of "high tech" in their day.  Like the internet, it created massiv
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The Fighting Catholics - 10/26/2018

I checked off a key bucket list item this month when Carrie and I traveled to South Bend to experience a Notre Dame football game.   The fact they were playing Pitt that Saturday made it even more special.  I had built up a lifetime of prejudices about Notre Dame.  I anticipated a snobby aura around campus and town but was I off base.   The whole place is just Indiana friendly.  The locals, fans and alumni know their university is academically elite and th
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Grant & Ward - 11/09/2018

I just finished the exceptional Ron Cherow tome, Grant.   I didn't know much about Grant other than he was a no-nonsense military general who vanquished the Confederate Army in 1865.   I had also assumed that he was a lifelong drunk and an inept, corrupt president.Now, I'd rank Grant as one of the greatest, most principled leaders in US history, an underrated president given short shrift by historians. Distilling his accomplishments, Grant devised, led and executed t
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The Crater - 12/07/2018

Hope everyone had a great Thanksgiving holiday and, for the 99% of Pennsylvania males (not me) who hunt deer, hope you score a ten-point buck this season. I'm intentionally ignoring the stock market tumult this week.  As I mentioned recently, we feel good about the US economy, but the trade war stuff could cause market trouble.  Sure enough, Trump's "I'm the tariff man" tweet this week caused a major market sell-off Our outlook remains the same:  If the US reaches a trade dé
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